VMCC Club Cover - Insurance for Member's Bikes
How to get a Quotation for VMCC Club Cover
Riders Under 21
A rider under 21 can be included on a VMCC Club Cover policy as an additional rider for Club-eligible machines. They can also get a standalone policy, but again only for Club-eligible machines. Peter James Insurance do not offer insurance for young riders on modern bikes, and that's not the name of the game for the VMCC - there are other brokers out there who do this, and who specialise in that particular market.
Where someone under 21 is looking for a quote for a Club-eligible machine, or where a policyholder wants to add an under-21 as an additional rider, the standard Proposal Form should be completed. To this should be added at least two letters from Club members, to explain the nature and duration of the young person's connection to the Club and in support of their application. The Form and these letters should in the first instance be sent to the Club at email@example.com, not Peter James Insurance. The Insurance Sub-Committee will then review, investigate further if necessary, and presuming all stacks up will forward the documents to a named senior-level contact within PJI with a recommendation for acceptance. Unless PJI see something unacceptable in the person's location, conviction record or claims history, they will then provide a quote for Club Cover.
Most of the time, enquiries about insurance for under-21s relate to the family of members or their close friends. In such cases the process should be quick and easy. In essence, the Club will be filtering and endorsing applications, to make sure that the VMCC scheme cannot become a back-door route to cheap insurance for teenagers, whilst enabling young family members and other genuinely-interested youngsters to be included in the Club Cover scheme.
Questions and Problems
If you have any questions about VMCC Club Cover that are not answered on this website or in the notes on how to complete and submit the Proposal Form, if you are struggling to complete and submit the Form, or if you encounter any unexpected problems, help is available by emailing firstname.lastname@example.org. Please do remember, however, that this is not a “helpline” staffed by employees but a service to members operated by volunteers – so please be patient. Other than at a very general level, the Club’s staff at Allen House will not be able to assist you because they do not handle insurance matters and have no specialist knowledge.
To provide you with a quotation the VMCC will need to securely share information with the Club's insurance provider Peter James Insurance.
By completing the forms on this page you will be giving your consent for us to share information including relevant membership records.
On behalf of the VMCC, the Club thanks Bob Clark, Duncan MacKinnon and Gary Sleeman for their continued work in this area.
If your insurance is not ready, or you wish to give feedback on the Club's insurance offer, you can complete our survey form by clicking here